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The size, type, value of the craft and the water in which you use it factor into how much you will pay for insurance coverage.
Personal Watercraft
You should consider purchasing a personal watercraft policy to protect you and your water vehicle in the event of an accident.
The personal watercraft policy covers:
- bodily injury
- property damage
- guest passenger liability
- medical payments
- theft
- collision
Liability limits start at $15,000 and can be increased to $300,000. Typical policies include deductibles of $500 for collision and theft.
Additional coverage can also be purchased for trailers and other accessories.
Insurance coverages to consider:
- Liability
- Physical Damage
- Theft
- Medical Payments
- Motor Coverage
- Trailer Coverage
- Communications Devices /Fish Finders
Remember, since every boat is unique please make sure you check with us to see if you need any additional coverages or would be eligible for additional discounts.
