Home Insurance Coverage

If you’re like most homeowners, you may be wondering why you really need home insurance and what it does for you. Luckily, our insurance specialists at Barranca Insurance Services, Inc. are here to help.



First, let’s go over what home insurance is. Homeowner’s insurance is a form of property insurance. It offers coverage for damages and losses to your home and includes damaged belongings inside your home as well. Home insurance will be a lifesaver if the interior or exterior of your home is damaged, someone is injured on your property, or there is theft of your belongings.

Unfortunately, many homeowners think that when they get home insurance, they are investing in an uncertain cause and wasting money. However, this is far from the truth. Think of it this way, would you rather spend a small amount each month to be completely covered if your home goes up in flames, or be responsible for the full cost of your home if that happens? Many homeowners choose the first option, to be covered in the event of a major loss. To get the best price for home insurance, you can get a homeowners insurance quote in Murrieta, CA from us at Barranca Insurance Services, Inc.

With that being said, there are numerous benefits to having home insurance. When you give us a call for a homeowners insurance quote in Murrieta, CA, you get the benefit of an affordable policy that covers you completely. Here are some more benefits of having home insurance.

• Protection of the main structure, such as your home
• Protection of detached structures, such as a detached garage
• Coverage of home’s contents, such as personal belongings and furniture
• Protection from natural disasters, such as hurricanes or earthquakes
• Protection from lawsuits if someone is injured on your property